Fourth, factor in the cost of refinishing the floor later or doing touchups. This is a whole another article. Some finishes can be spot touched up like some of the oils while others require a full sand over the whole floor. Some finishes require a professional installer and may have extreme odor during the cure. If you live with the floor for very long, factor these decisions in for the type of finish to choose for lifetime durability and the cost & effort to refinish.
All joists must extend at least 1-1/2" on to a bearing assembly, of either a beam or full height wall, unless metal hangers are installed to provide proper bearing support against other structural components. Beams, which support the floor joists over greater spans, are constructed in the form of laminated joists often referred to as built up beams, or one piece solid load bearing beams, cut from logs or manufactured. Electricians and plumber may often cut or drill into the joist work to install utilities, and this is accepted, so long as they do not remove more material than what is required by codes. This type of floor system is usually the cheapest to install.
Another good flooring for wet areas is the vinyl tile. Typically it is manufactured in much the same way as sheet vinyl, but is much more rigid and comes as 12"x12" square units. They are installed in the much the same way, but require skilled tradesmen, familiar with proper installation. A good installer will start from the middle of the room to ensure that all cut tiles are equal in width at opposing walls. One advantage to this type of flooring, over sheet vinyl, is that it is can be installed, without danger of joint separation, over large areas. For this reason, it is often used in commercial buildings where large rooms are the norm. Vinyl tile can also be easily installed directly to concrete floors. Like vinyl sheets, it too is resistant to water, and tends to be installed in the areas of a building, prone to water accumulations. Tile, can be easily cleaned, is relatively maintenance free, and one of the cheaper finished floors to install.
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